Sacrifice for the future. I used to be pretty okay with budgeting my money. I had a decent nest egg saved up. And then adulthood hit. My student loan debts tripled. Two car payments. And car insurance. And phone bills. And health insurance. And my love of clothes. And my love of smart objects like watches, laptops, and TV’s. Ugh. Yes, Lord, I hear You loud and clear. “Don’t store up treasures here on earth, where moths eat them and rust destroys them, and where thieves break in and steal.” *ouch…conviction*
Last month I decided I really need to make a change since I haven’t been making nearly as much money as I used to. That meant cancelling Netflix, Crunchyroll, iHeartRadio, Starbucks, Ipsy, and Birchbox and asking my moocher of a brother to start paying for our Spotify premium that I’ve been paying for since 2011.
I’m still keeping the necessities; Hulu, Funimation, PS Plus, and Coffee. The four technical non-essentials I need (Okay I don’t need them, I want them). My compromise is I won’t be going to Starbucks 21x a week (I’m seriously not even exaggerating – I have a problem). I will settle for Wawa or making coffee at home. Not eating has saved me a lot of money. So that’s a plus. (Sorry Jayme, I know you said stop joking about that).
The point is there is so much in my near future that I need to be saving up for instead of frivolously spending my hard earned money. With the new job that starts in February I am making it a point to set aside 50% of my paycheck to savings. Meaning I am not allowed to touch it at all.
Please be praying for me.
1 Timothy 6:17 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment.
Proverbs 15:22 Plans fail for lack of counsel, but with many advisers they succeed.
Proverbs 12:15 The way of a fool is right in his own eyes, but a wise man listens to advice.
Proverbs 14:29 He who is impulsive exalts folly.